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Ikhtiar Factoring is Malaysia's premier factoring company that has been attending to your financial needs for decades.

What is

Factoring is a receivables financing facility designed for the SMI’s and unlike what is commonly believed by those who are unfamiliar with the concept of factoring, a factoring facility is not a loan facility nor is a factoring company a debt collection agency.

Factoring is simply a sales and purchases transaction between a factor (IFSB) and its client, whereby the factor would not only purchase its client’s trade receivable but gain ownership of the debt as well, thus allowing the factor to collect payments from the client’s customers.

The factor gains ownership of its client’s trade debts and thus becomes the new owner of the said debts. The client’s customers would then become the debtors of the factor and these debtors would be required to pay the factor directly to discharge their debts.

IFSB methodology on the Factoring Finance is sales and purchase concepts based on syariah compliance Islamic factoring products.

Ikhtiar Factoring has been Malaysia's premier factoring business partner to many SME's and it keeps its alliances growing to make your business dreams come true.

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  Why choose Ikhtiar Factoring?
Immediate Response
Our skilled Marketing Team would be there to serve you at all required times.
Here when you need us most
Our flexible services along with our dynamic products and solutions would cater to your needs with all business angles to support you.
Trust and safety
A factoring finance financial institution approved by the Ministry Of Finance since year 2000 and governed under the Financial Services Act 2013 (FSA 2013), previously a Scheduled Institution under the Banking and Financial Institution Act (BAFIA). A Musyarakah Partner to Perbadanan Nasional Berhad (PNS) and wholly owned by MOF Inc.

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