Meet Our Team

Board of Directors

Dato’ Haji Md Haris bin Md Jaffar

Founder, Executive Director and Chief Executive Officer

Dato’ Haji Haris has extensive experience in the realms of banking and finance, especially in the factoring finance industry. He has played key roles in the Trade Finance, Treasury and Forex division at Maybank, led the Commercial Banking Division at Arab-Malaysian Merchant Bank (AMMB), and acted as the Executive Financial Controller for Syarikat Pembenaan Raya, a Class-A bumiputra civil construction company. He founded Ikhtiar Factoring in the year 2000, where he continues to play a role as CEO and Executive Director to this day.

Dato’ Haji Haris is a Finance and Financial Management graduate of Eastern Michigan University, Michigan, USA. He also has a Diploma in Banking from Institut Teknologi MARA (now known as Universiti Teknologi MARA, UiTM).

Nor Roslizam Alias

Executive Director

Nor Roslizam has over a decade of experience in the field of finance and investment. He has played key roles in the banking industry, including a tenure at BSN Merchant Bank spearheading their project financing, investment, and corporate restructuring services before serving as Executive Director at Ikhtiar Factoring Sdn Bhd.

Nor Roslizam is a graduate of Oklahoma City University, Oklahoma, USA with a Master of Business Administration (Finance) and Bachelor of Science in Business. He also has a Diploma in Estate Management from Institut Teknologi MARA (now known as Universiti Teknologi MARA, UiTM).

Management Team

Mohamad Zulhilmi

Chief Financial Officer & Head of Trade Finance Credit Management


Mohammad Zulhusni

Chief Business Officer



Chief Trade Finance & Credit Management, Corporate Office


Muhammad Zariff

Chief of Marketing & Corporate Affairs, Corporate Office



Manager, CEO Office


Mohamed Khir

Manager, CEO Office



Manager of Human Resources


Mohamad Zulhusaini

Head of Strategic Planning


More About Us

Other than offering a full spectrum of factoring finance solutions, we also offer the most competitive rates which can be tailored to your business’ needs and requirements.