What is Factoring-i?

Factoring financing is a great solution if you are seeking the financial stability that you need to improve your company’s credit score. There are more benefits to factoring than increasing your company’s cash flow. With factoring, you are not incurring any more debt, but instead you are selling your valuable asset to us. We will handle collections on your customer invoices, helping you to save time and resources. Furthermore, you get to choose which invoices to factor and how often.

At IFSB, we will match your requirements with our solutions and work closely with you to meet specific financial goals or needs for your business. With 20 years of experience serving companies in a range of industries and solutions, we have the know-how to be the right choice for factoring.

We offer creative factoring solutions tailored to meet your specific needs. Our rates are competitive with flexible terms, and initial approval process is fast. Our team of experienced and dedicated finance specialists can advise and provide you with access to the best funding solutions for your business.

Duit Tak Putus

Ikhtiar Factoring’s Duit Tak Putus or ‘Secured Cash Flow’ payment scheme is a unique, highly customised Syariah compliant factoring scheme that is ideal for service contracts with recurring payments and claims for Security, Sanitation, Food & Beverage supply and preparation with the government and GLCs. 

Application Process


Connect with us

Receive written confirmation (Letter of Offer, Letter of Award, signed contract) from the government on award of project.



Upon completion of project, prepare the following documents.


Submit to government

Compile and submit the following documents to the government, and request for acknowledgement of receipt.


Submit to IFSB

Compile and submit the following documents to IFSB


Received Payment

IFSB will process the documents and payment on the same day*.

*Subject to completion of all documents submitted. Terms and conditions apply.

Registration Form

We offer competitive rates and a quick approval process. Fill out the form below and let us help you get the right funding to support your business needs.

Letter of credit-i

A Letter of Credit is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount.

Performance guarantee 

High value projects involve high risks for all concerned parties. It can be catastrophic for all parties concerned if the project is not completed to plan.