About Us

Companies seeking financing for government contracts from traditional funding providers must undergo significant vetting, regulatory processes, and long lead times. In Malaysia today, invoice financing through traditional funding providers (such as commercial banks) have long been considered a financing option for companies. However, banks are limited by its capital requirements on how much liquidity it must hold relative to their assets. As such, companies have had to seek alternative forms of financing.

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The Story of Ikhtiar Factoring


IFSB was incorporated in the year 2000 in Malaysia to provide tailored factoring support and services that traditional funding providers often cannot match to businesses. We are an approved financial institution by Bank Negara Malaysia under the Financial Services Act 2013 (previously known as the Banking and Financial Institutions Act 1989), and is also authorised by the Malaysia Ministry of Finance to operate as a factoring finance institution.


In December 2013, we partnered with Perbadanan Nasional Berhad (PNB) to offer Islamic factoring and contract financing services under the Syariah concept.

At IFSB, we bring to you unmatched flexibility in tailoring our product and services to suit your requirements and needs. Our team of experienced finance specialists can help you to maximize your business potential through our services.


Today, we have grown to become the premier factoring finance company in Malaysia servicing over 3,000 clients and over RM2 billion in business volume. Above and beyond offering the full spectrum of factoring finance solutions, our rates are the most competitive in the market with a proven track record of being reliable and trustworthy.


To attract and attain customers with our high-valued services, competitive rates and our vast industry knowledge in Malaysia.


To be a trustworthy, experienced and reputable company in the factoring sector serving our customers to meet their capital needs.

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