Factoring Finance Institutions or Factoring Companies have been in existence in Malaysia since the early 1980s, but to date, only Ikhtiar Factoring Sdn Bhd (IFSB) has been successfully dedicated to the financial needs of companies awarded with government and GLCs procurement contracts. IFSB is an investment company of Perbadanan Nasional Berhad (PNS), which is wholly-owned by the Ministry of Finance (MoF). IFSB was incorporated on March 13th, 2000 to carry on the business of domestic, export and import factoring and equipment leasing. IFSB is a financial services company regulated by Bank Negara Malaysia (BNM) under the Financial Service Act 2013. It is also an approved factoring company of the Ministry of Finance. IFSB is a specialist factoring company concentrating only in the factoring finance of government or government-owned companies' contracts / procurements receivables. As such, the financing of government contracts have over time made IFSB the premier choice of companies that obtained government contracts. Since the year 2000, IFSB has achieved business volume exceeding RM 1 billion marked with client base of more than 2000 clients.
BOARD OF DIRECTORS
YBHG DATO' MD HARIS BIN MD JAFFAR
FOUNDER AND CEO
The Founder, Executive Director and CEO of Ikhtiar Factoring Sdn Bhd had his secondary education at Sekolah Menengah (L) Bukit Bintang. He then pursued his tertiary education in Diploma of Banking at UiTM before continuing his Degree in Banking & Financial Management at Eastern Michigan University, United States in 1987. His working experiences include his career at the Trade Finance, Treasury and Forex Departments in Maybank. In 1989, he pursued his career at Arab Malaysian Merchant Bank and headed the Accounts, Treasury & Operations Department in the Commercial Banking Division.
EN. NOOR ROSLIZAM BIN ALIAS
Had his tertiary education at UiTM and obtained Diploma in Estate Management from School of Architecture, Planning & Survey in 1986. He then pursued his education at Oklahoma City University, United states and graduated with a Master Degree of Business (majoring in Finance) in 1991. He has over 10 years working experience in financial and investment fields, which includes working at various financial institution such Perwira Affin Bank, Leong & Co and served his career as a Manager of Corporate Services Department in charge of project financing, investment and corporate restructuring services at BSN Merchant Bank.
PN. NURBANIE BINTI MEGAT OTHMAN
Had her secondary education at Kolej Islam Klang, she then pursued her tertiary education in Finance at Clarkson University, New York, United States in 1991. She brings with her 17 years cross-functional working experiences from various financial institutions. Her specializations include Hire Purchase, Credit Operations Contract Financing, Retail Marketing, Leasing, Corporate Financing and Factoring.
YBHG DATO' SYED KAMARULZAMAN BIN DATO' SYED ZAINOL KHODKI SHAHABUDIN
YBhg Dato' Syed Kamarulzaman bin Dato' Syed Zainol Khodki Shahabudin has been appointed as the Managing Director of Perbadanan Nasional Berhad since 1st December 2007. He is a member of Directors Investment Committee of PNS.He was previously the Managing Director of Yayasan Tekun Nasional. Prior to joining Yayasan Tekun Nasional, he had accumulated over 20 years of experience in banking operations, corporate management, property and information technology with a last attachment at Bank Muamalat Malaysia Berhad as a Branch Manager whereas he began his career at Bank Bumiputera Malaysia Berhad. He had also served as a Lecturer at Universiti Tenaga Nasional (UNITEN). He is the holder of Master in Science and Corporate Communication from School of Modern Languages & Communication, Universiti Putra Malaysia (UPM), a Bachelor in Business Administration from School of Business, Royal Melbourne Institute of Technology (RMIT) and a Diploma in Business Studies from Mara Institute of Technology.
YBHG DATO' ROSELY BIN SAMSURI
YBhg Dato' Rosely bin Samsuri has been appointed as the Director of Perbadanan Nasional Berhad since 12th May 2011. He is the Chairman of the Directors Investment Committee of PNS and a member of the Board Nomination & Remuneration Committee of PNS. He started his career with Negara Properties Sdn. Bhd. after which he moved on to a banking and Co-Operative industry and had a vast experience in banking and finance throughout his 24 years stint with Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat), whereby his last position with Bank Rakyat was as the General Manager of Corporate Services & Bank Secretary as well as the member of various Board Committees and Board Subsidiaries of Bank Rakyat. YBhg Dato' Rosely is the holder of Master in Business Administration (International Business) from the University of New Haven, Connecticut, United States Of America. He obtained his Bachelor of Science (Finance) from the Indiana State University, Indiana, United States Of America. He also holds a Diploma in Accountancy from University Technology Mara, Shah Alam, Malaysia. He is also a Director in Bioalpha Holdings Berhad, Magni-Tech Industries Berhad and Neigu Engineering & Shipyard Sdn. Bhd.
Mohammad Zulhusni bin Dato' Md Haris
Chief Risk Officer
Khalaif bin Noor Roslizam
Chief Credit Management, Corporate Office
Muhammad Zariff bin Dato' Dr Mohd Zaini
Chief Corporate Affairs
Mohamad Zulhilmi bin Dato' Md Haris
Chief Internal Auditor
Nurhazira binti Zulkipli
Head of Marketing & Credit Management
Nurzawani binti Mohd Zainudin
Head of Account
Hamdan bin Abd Hamid
Manager of Collection & Verification
Mohamed Khir bin Johari
Manager of Credit Management
Norfaradila binti Rahman
Manager of Human Resource
Ili Hazirah binti Hashim
Head of Finance